Public Finance offers different loan products to Business Owner of Sole-Proprietor, Partnership and Shareholder of business
- Maximum loan amount up to HK$250,000
- Repayment tenor up to 48 months
- Quick and convenient loan for approval
The above promotions are subject to terms and conditions. For details of the above promotion, please contact our staff at 2848 1888.
Call our application Hotline 2848 1888, Online Application or bring along the following documentation proofs for enquiry or application at any of our branches.
- Hong Kong Identity Card
- Residential address proof
- Valid Business Registration and/or Certificate of Incorporation
- Latest 3 months’ relevant bank account statement
- Latest Tax Bill, and/or Financial statement
Key Facts Statement for Instalment Loan:
1. The minimum and maximum repayment period is 6 months and 84 months respectively. Repayment tenor over 60 months is applicable for the loan purpose of debt consolidation.
2. The Annualised Percentage Rate (“APR”) ranged from 3.57% to 36.00%. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. APR is calculated according to the method set out in the Code of Banking Practice.
3. All interest rate examples and information are for reference only. Final approval is subject to the individual circumstances of each personal loan applicant. Example:
- Loan Amount: HK$12,000
- Interest Rate: Monthly Flat Rate of 0.2% (APR of 4.49%)
- Repayment Period: 12 months
- Monthly Instalment: HK$1,024.00 (0% handling fee)
- Total Repayment Amount: HK$12,288.00 (Total Interest Expense: HK$288.00)
