Instant Cash Personal Loan
Instant Cash to Meet Your Urgent Needs
- Fast Loan Approval
- Withdrawn cash instantly after approval
- Loan amount up to HK$800,000
Apply Now! Use promo code "PFL2026" to get HK$500 supermarket vouchers*!
| * | Promotion valid from today until 31 May 2026, inclusive. The Company reserves the right to terminate or amend the above offer at any time without prior notice. Public Finance Limited reserves the right of final decision on all loan applications and/or approval results. In case of any dispute, the Company's decision is final. Public Finance Instant Cash Personal Loan is only applicable to customers who meet the Company’s established credit conditions. This promotional program is subject to Terms and Conditions. For details, please contact our staff at 2848 1888. |
If you have steady monthly income in Hong Kong, you may apply for our Personal Loan through our Application Hotline 2848 1888, Online Application , PFL eLoan App.
or bring along the following documentation proofs when you apply at any of our branches
- Hong Kong Identity Card
- Employment / Income proof
- Residential proof
If you cannot apply during office hours, Public Finance has extended the business hours of selected branches to 7:00 p.m. (Mon - Fri) and to 1:00 p.m. (Sat) for your convenience. For details, please visit our "Branch Network".
The above promotions are subject to the Terms and Conditions of the respective promotions. For details, please contact us at 2848 1888 from 9:00 a.m. to 6:15 p.m. (Mon - Fri) or from 9:00 a.m. to 1:00 p.m. (Sat).
Key Facts Statement for Instalment Loan:
1. The minimum and maximum repayment period is 6 months and 84 months respectively. Repayment tenor over 60 months is applicable for the loan purpose of debt consolidation.
2. The Annualised Percentage Rate (“APR”) ranged from 3.57% to 36.00%. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. APR is calculated according to the method set out in the Code of Banking Practice.
3. All interest rate examples and information are for reference only. Final approval is subject to the individual circumstances of each personal loan applicant. Example:
- Loan Amount: HK$12,000
- Interest Rate: Monthly Flat Rate of 0.2% (APR of 4.49%)
- Repayment Period: 12 months
- Monthly Instalment: HK$1,024.00 (0% handling fee)
- Total Repayment Amount: HK$12,288.00 (Total Interest Expense: HK$288.00)
